Insight Enterprise’s Financial Management applications bring together reported earnings with the detailed valuation and operational data and future projected earnings. Advanced applications provide detailed analysis of the sources of earnings both as cash-flows and with respect to the underlying policy behaviour.

Financial Management applications are grouped as follows:

Reserve Analysis

Reserve Analysis allows profiling and trending of reserves, reserve movements and outstanding claims by the full set of policy attributes, with drill-through to individual records. This provides an understanding of reserves and outstanding claims in the context of inforce contract amounts.

Earnings Analysis

Earnings Analysis Applications provide profiling and trending of earnings by the earnings and policy attributes, with extended management ratios and drill-through to individual records.

This helps you understand liability earnings in the context of the reported earnings, and understand reported and liability earnings in the context of the inforce contracts.

Earnings Management

Profile and trend actual and projected policy income and gains by the full set of policy attributes, with drill-through to individual records.
Earnings-by-source functionality (also known as Source of Earnings) provides an understanding of actual and planned earnings, and causes of deviations from planned earnings by source, with slicing by the full range of policy attributes.

Reinsurance Analysis for Financial Management Applications

Where appropriate, reinsurance analysis adds a dimension that provides drill down to show reserves, earnings and earnings applications on a direct, ceded and retained basis; ceded business can be further examined by reinsurer and treaty.